The health insurance is equally important for singles, couples and families and should therefore be complete. The statutory health insurance and private health insurance differ in many ways, as explained below. In private Health insurance comparison of test-vergleiche.com you can find your best rate, save a lot and be fully informed.
Everyone has to take out health insurance, but many are asking themselves: the private one Health insurance from when Do I have to or can I choose these? If you are eligible, see the following list:
Both systems of statutory and private health insurance are firmly anchored in Germany. All private providers must have one simple base rate offer, which allows a kind of minimum coverage. This tariff is subject to a so-called obligation to contract, which allows potential policyholders to meet other criteria not dismissed can be. The basic tariff scope of service is comparable to the service catalog of the statutory health insurance and offers the basic security for your health.
Since one suffers from insurance in one way or another, one can hardly speak of positive aspects, you mean? You can! Especially in case of illnessWhether anchored physically or emotionally, a very good care and therapy is important. Even the framework conditions are relevant to getting back to come to rest or to get well. Concerned ask right:
As far as the benefits are concerned, the rates of insurance institutions can be discerned, but they must be examined individually. Basically, no offer is the same as the other, especially since not everyone needs the same supply. You can choose between choose numerous services and thereby personalize your contract. Here are the most important additional services in one go:
Well-known and valued private health insurance supplement is the so-called Daily benefits, whereby you can optionally secure your existence. Professionals consider this performance to be highly recommended if, for example, you are a self-employed person who turns down from one day to the next. Depending on your wishes and budget, you can secure an amount per day, either after the 1. Day or maybe only after the 43. Day is paid daily.
Case study: They are independent tilers and get a herniated disc. And now? From today to tomorrow, no more revenue, but the expenditure remains the same. They were smart and used the option. Now you get according to contract content your 50 Euro from the 21. Day paid, per month 1500 Euro. Your home loan and other charges can still be paid.
An ergonomically shaped handle is advantageous in terms of handling. Since the stainless steel pressure cookers bring a certain weight, a smaller counter-grip is also suitable. If the main handle is removable, cleaning is very quick.
For every need, there is a suitable tariff, for example, you can choose to stay in a single or double room, which is important to many. Otherwise you have to go in case of damage just in the shared room. Also known is the choice for care by the chief physician. Those who value it should secure this option in the private health insurance tariff.
Case study: They already get a new hip with 60 and are therefore very stressed, after all, surgery and the subsequent physical therapy are not without. Thanks to provision, you have a quiet and chic single room for the entire stay. So you can better recover and sleep more peacefully!
Depending on the tariff, you can secure yourself very well in outpatient care by taking out the appropriate private health insurance. Here everything revolves around details for the medical treatment of medicines up to possible non-medical practitioner achievements. The latter becomes more and more relevant, which is why you can choose this additional service, for example.
case study: You have heard from a friend that she has been able to improve her skin condition with her own blood treatment and symptoms have been alleviated. You also want to experience this quality of life and visit a therapist. Thanks to private health insurance homeopathy additional benefit, you only need to take 20 percent of the total therapy costs. Great!
For a spa or sanatorium treatment, you can make provision accordingly by receiving grants for this. In the favorable base tariffs this private health insurance performance is seldom given, why one should worry about this option. For example, for psychological reasons, it may be necessary for you to come to rest and receive care in such a facility.
case study: They experience a death of a loved one and get a depression in addition to the normal grief. They have barely any strength, they can hardly work anymore. You need help! Thanks to preventive care, you can enjoy a stay in a private mental health clinic and do not have to pay the costs of, for example, 3500 Euro. Now you can switch off for three weeks and get psychological support.
In addition to the already mentioned base rate, institutions offer many more options, which each provide an individual supply after the personal needs can vote. You pay a little more contribution for services that are really important to you and exclude others for it. A tailor-made insurance contract is created that still needs to be compared. Those who want to use the full comfort of a private patient pay a little more than others for whom the basic insurance is enough. Who at the save private health insurance would like to have many options for that. Here are some private health insurance saving tips:
In the private health insurance test of Stiftung Warentest 2017 issue 09 the experts compared 22 companies regarding tariff selection and conditions. A close look was at the private Health insurance discharge rates set. Many people finally ask themselves whether private health insurance will be affordable for retirees. How does it look from 60 up? Thanks to the special relief rate, you do not suddenly stand on the wall in old age and have to pay about 2000 Euro contribution. One ensures that the institute submits a grant from the very beginning. The money is gone, but not gone. The insurer holds it back and the contributions remain affordable in old age. in the private health insurance test The Stiftung Warentest is also advised to compare carefully, especially with regard to the interest on relief contracts.
No matter what contract you have entered here, of course, customers can private Cancel health insurance and change. For example, they can also go back to the statutory health insurance and then have to cancel the private supply. This is done in a few words, that is, a letter. If you terminate the special private health insurance discharge rate, you have to look at how it behaves in your case with the already paid subsidies. You do not necessarily get it back, which is something that needs to be checked on an individual basis. A change of private health insurance is thanks to the diversity seductive, but should not be rushed. You can not do this conversion with the Car insurance change compare, because this is about more. It is recommended to select the best tariff from the beginning, so that you do not have to compare further later. Therefore, you should now immediately use our private health insurance calculator to make you the most personal complete private health insurance online, Provision is just always cheaper than aftercare!
Wolfgang
Author test-vergleiche.com
Discover the comprehensive overview of the leading ones in our guide Private health insurance calculatorthat are currently available on the market.
My name is Wolfgang. I get frustrated when my insurance doesn't provide the services I want. For this reason I offer you in our Private health insurance tariff calculator not only the cheapest offers, but also a detailed insight into the various service packages.
Our Private health insurance comparison aims to protect you from possible wrong decisions and to help you make your individual decisions Private health insurance test winner to determine. Our carefully developed tips and advice from our test and comparison will help you find the optimal one Private health insurance to find for your needs.
Do you already have your own experience or have one? Private health insurance test carried out? I warmly invite you to share your experiences with me. My portal is always open for your active contributions and feedback. I look forward to your response and the exchange with you.
Eichenberger
29.09.2023, 13: 10 clock
Private health insurance often offers more extensive services than statutory health insurance, but is also associated with higher costs. Test-vergleiche.com could provide an in-depth comparison of different providers and their tariffs to enable an informed decision.