Private care insurance comparison test-vergleiche.com

Whether the private care insurance makes sense, is basically out of the question. Times are changing and one complete provision in every respect becomes indispensable. Experts say that three of the women are in need of care and two of the men are secondarily dependent. This rough assessment makes it clear how important a corresponding hedge is. in the private care insurance comparison of test-vergleiche.com We clarify the topic and give helpful tips before you take out the private nursing care insurance.

Private long-term care insurance TEST COMPARISONS. COM

The best private care insurance in comparison

For private care insurance comparison:

Table of Contents

1. What exactly does the statutory long-term care insurance provide?
2. Private long-term care insurance Services at a glance
3. Private care insurance Costs per month - how much will it cost?
4. Is there a reliable private nursing care insurance test?

What exactly does the statutory long-term care insurance provide?

As soon as one is legally or privately insured, one pays also the compulsory contribution for the legal care insurance. As soon as you need help in everyday life, the pay statutory care insurance and act in accordance with legal requirements. However, she does not care for everything, which is why there is the possibility of voluntary supplementary insurance.

All the longer than six months are dependent on support in life, receive benefits from the care pot. For this there are 2017 since the beginning of the different levels of care, formerly called nursing levels.

• Care level 1
• Care level 2
• Care level 3
• Care level 4
• Care level 5

Reasons for care and support There is a great deal to ask for if you do not like to think about it at a younger age. Alzheimer and Co are not just around the corner with 80, starting with the 50. Year can begin treacherous "forgetfulness". In addition to mental limitations, of course, too physical impairments pave the way to long-term care. Upon request, the medical service of health insurance companies (MDK) the classification, either on-site or as needed by file. Each degree is subsidized differently, with Grade 5 the maximum represents. For example, as a person affected, you would receive 901 Euro care allowance with which you or your caregiver can and must manage. Maybe you pay more for the extensive care and support?

Whether outpatient or inpatient. Care is rightly costly, which is why you can build by using the complete private nursing care insurance, Do not do that, only an externally determined level of care determines how much money you have available monthly. From this you would have to do the best, if necessary, on the children and other relatives, friends reliant.

Is there a reliable private nursing care insurance test?

Anyone who deals extensively with the topic, for good reasons, many questions. Is private nursing care insurance for the elderly still important? Do I get an employer grant for private nursing care insurance? Is there a special private care insurance for civil servants? Is there a reliable and trustworthy one private care insurance test?

If in doubt, the Stiftung Warentest or Finanztest helps if there are open questions on such topics. In fact, last October, 2017 looked at offers, prices and content. All 31 Nursing Care Fees from 27 different providers were put through their paces and evaluated. As part of the test criteria, the contract contents such as dynamics, waiting time, possible one-time payment and more were considered in more detail. For example, when moving abroad, a payout is not necessarily guaranteed if it is not in the contract. This makes it clear again that you should also read the fine print to be on the safe side.

Basically there were many very good and good resultsTherefore, the hedge is recommended per se. The private care insurance test also shows how different the contracts are. The details have to be compared, that's why we can not get around!