Unlike one Private pension insurance The following groups of people can benefit here:
- Pensioners, farmers and the self-employed
- Beneficiaries of ALG I and II, sickness benefit or early retirement benefit (with prior compulsory insurance)
- Caregivers without purchase
- Officials, judges, soldiers
- People in education and low-income earners, whose pension insurance contribution is fully increased
Even if you have children, this has a positive effect on your Riester pension. Our Riester pension comparison can show you how high your state funding would be.
Is the Riester pension cheaper than a pension insurance?
Sometimes a Riester pension can be cheaper than a pension insurance. This is because the state subsidy is deducted from the minimum contribution rate (4% of income). Someone who has two children pays less than a sole earner without children.
Which Riester pension is the best for you and your needs, can say in addition to our Riester pension comparison also an independent consultant. Therefore: Who tests the offers wins!
That's what counts for the best Riester pension
Not only test-vergleiche.com, but also Stiftung Warentest has already dealt with a Riester pension test. From a total of 42 different Riester pension policies, 5 were included that received the test grade “Good”. Take a look at www.test.de to find out who won the test at Stiftung Warentest der Riester Rente.
According to Stiftung Warentest a change between different providers of Riester pension sometimes makes sense, but not always. In individual cases, all factors should always be checked independently.
Tip: Stiftung Warentest also compares care supplementary and health insurance, A visit to the website is worthwhile as part of an insurance test!
wewecnuri
29.09.2023, 13: 16 clock
The Riester pension is a state-subsidized form of old-age provision. Test-vergleiche.com could offer a detailed comparison of the various Riester pension products and help to find the right product for individual needs.